Purchase processing fee
10%
Of Gross Payment at Gift Card purchase; tax-inclusive in this projection, with treatment subject to professional confirmation.
Illustrative programme model
Affiliate Distribution & Income Projection
Explore the proposed allocation structure, qualification framework and reward calculations—without confusing programme allocations with personal rewards.
01 / Purchase payment flow
A clear 100% gross-payment flow
The 10% processing fee is applied at Gift Card purchase. It is a different stage from the 5% plus 18% GST-on-fee withdrawal/payout processing fee described in the existing policy.
Affiliate Distribution Base
80%
Of Gross Payment. This base is then internally allocated across five categories.
Ummiid Reward Reserve
10%
Of Gross Payment. Separate funding source for the Ummiid Reward Programme.
Gross Payment = 100%
Inside the 80% distribution base
| Base allocation component | Rate of base |
|---|---|
| Community Income | 37% |
| Weekly Community Bonus | 7% |
| Monthly Community Bonus | 6% |
| Rank Reward | 37% |
| Reward Funding Allocation | 13% |
| Total | 100% |
37% + 7% + 6% + 37% + 13% = 100% of the Affiliate Distribution Base.
02 / Proposed level allocations
Community Income — 10 Levels
Proposed direct-referral thresholds are shown for illustration. Qualification, validation and final level mapping remain subject to approved programme rules.
Illustrative progression
Threshold count is an illustration only—not validation of actual referrals or eligibility. Unique, validated qualifying active direct referrals and permanent unlock treatment require approved rules.
| Level | Rate of base | Proposed threshold | Illustrative allocation | Status |
|---|---|---|---|---|
| L1 | 15% | Open by default | ₹120.00 | Illustratively open |
| L2 | 3% | 1 qualifying active direct referral | ₹24.00 | Illustratively locked |
| L3 | 3% | 1 qualifying active direct referral | ₹24.00 | Illustratively locked |
| L4 | 2% | 1 qualifying active direct referral | ₹16.00 | Illustratively locked |
| L5 | 2% | 2 qualifying active direct referrals | ₹16.00 | Illustratively locked |
| L6 | 2% | 2 qualifying active direct referrals | ₹16.00 | Illustratively locked |
| L7 | 2% | 4 qualifying active direct referrals | ₹16.00 | Illustratively locked |
| L8 | 2% | 4 qualifying active direct referrals | ₹16.00 | Illustratively locked |
| L9 | 3% | 4 qualifying active direct referrals | ₹24.00 | Illustratively locked |
| L10 | 3% | 4 qualifying active direct referrals | ₹24.00 | Illustratively locked |
| Total | 37% | ₹296.00 |
These are allocations against the programme base, not personal payments. Actual distribution depends on qualifying uplines, approved eligibility, available funding and the implemented distribution formula.
03 / Shared programme pools
Community bonuses
Pool allocations do not determine an individual payment. Personal payout formulas, participant counts and qualification periods are not configured.
Proposed weekly pool
Weekly Community Bonus
₹56.00
7% × ₹800.00 Affiliate Distribution Base
Rank 1–Rank 5 framework only where approved rules exist. Individual payout: undetermined.
Proposed monthly pool
Monthly Community Bonus
₹48.00
6% × ₹800.00 Affiliate Distribution Base
Rank 6–Rank 10 framework only where approved rules exist. Individual payout: undetermined.
04 / Proposed rank allocation
Rank Reward — 20 Levels
Rates below allocate 37% of the Affiliate Distribution Base. They are not combined personal payments. Rank names and qualification thresholds are not configured.
| Level | Rate of base | Illustrative allocation | Qualification |
|---|---|---|---|
| L1 | 1% | ₹8.00 | Not configured |
| L2 | 2% | ₹16.00 | Not configured |
| L3 | 3% | ₹24.00 | Not configured |
| L4 | 1% | ₹8.00 | Not configured |
| L5 | 1% | ₹8.00 | Not configured |
| L6 | 1% | ₹8.00 | Not configured |
| L7 | 1% | ₹8.00 | Not configured |
| L8 | 1% | ₹8.00 | Not configured |
| L9 | 1% | ₹8.00 | Not configured |
| L10 | 1% | ₹8.00 | Not configured |
| L11 | 1% | ₹8.00 | Not configured |
| L12 | 1% | ₹8.00 | Not configured |
| L13 | 1% | ₹8.00 | Not configured |
| L14 | 1% | ₹8.00 | Not configured |
| L15 | 1% | ₹8.00 | Not configured |
| L16 | 1% | ₹8.00 | Not configured |
| L17 | 1% | ₹8.00 | Not configured |
| L18 | 1% | ₹8.00 | Not configured |
| L19 | 8% | ₹64.00 | Not configured |
| L20 | 8% | ₹64.00 | Not configured |
| Total | 37% | ₹296.00 |
Placement is manual: a sponsor chooses a vacant position in accordance with approved placement rules. No rank names or qualification criteria are inferred here.
05 / Separate sources, shared destination
Funding the Ummiid Reward Programme
These are two distinct allocations, calculated on different bases and directed to the same programme. Neither is a personal entitlement.
Reward Funding Allocation
₹104.00
₹800.00 × 13% Affiliate Distribution Base
REWARD_FUNDING_ALLOCATIONUMMIID_REWARD_PROGRAMME
Ummiid Reward Reserve
₹100.00
₹1,000.00 × 10% Gross Payment
UMMIID_REWARD_RESERVECombined funding summary · not a third source
₹204.00
Source A + Source B. Already represented in the 100% flow; not an extra deduction or personal payout.
Keep separate calculations, source codes, audit records and reporting for each source. Record the source actually used for any approved reward. Tax and accounting treatment, including treatment of the reserve, requires professional confirmation.
06 / Separate cap illustration
Ummiid Reward — Gift Card Reward Projection
This cap illustration is separate from Community Income, bonus pools, Rank Rewards and the funding summary. A cap is not a promise that any reward will be paid.
₹
Editable example only; eligible base is not verified here.
Maximum Illustrative Reward Limit
₹3,000.00
₹1,000.00 × 300%
The ₹3,000 cap for an illustrative ₹1,000 eligible base is a maximum limit only—not guaranteed earnings, investment income, interest or ROI.
₹
Remaining illustrative capacity
₹3,000.00
Illustrative progress to cap0.0%
Current cycle status
Illustrative example only
Renewal status
Renewal conditions pending final programme approval.
No accrual, cycle reset or renewal action occurs in this public calculator. Reward rules pending approval. Do not assume the cap and any proposed 90-day cycle are linked.
07 / Interactive examples
Explore an illustrative Gross Payment
Enter the total purchase payment. Purchase GST treatment is not configured: this calculator does not separately estimate GST or treat GST collected as distributable. These examples are not recommended purchases.
Gross Payment · 100%
₹1,000.00
Total payment entered
Purchase processing fee · 10%
₹100.00
Gift Card purchase stage; tax-inclusive in this projection
Affiliate Distribution Base · 80%
₹800.00
Gross Payment × 80%
Community Income · 37% of base
₹296.00
Illustrative allocation across levels
Weekly Community Bonus · 7%
₹56.00
Programme pool; personal payout undetermined
Monthly Community Bonus · 6%
₹48.00
Programme pool; personal payout undetermined
Rank Reward · 37% of base
₹296.00
Illustrative allocation across levels
Reward Funding Allocation · 13%
₹104.00
Of Affiliate Distribution Base; source A
Ummiid Reward Reserve · 10%
₹100.00
Of Gross Payment; source B
Combined Ummiid Reward Programme Funding · summary only
₹204.00
Source A + Source B. Already included in the flow; not an extra deduction, third source or personal income total.
Show Community Income level breakdown 10 proposed levels
| Level | Rate of base | Illustrative allocation |
|---|---|---|
| L1 | 15% | ₹120.00 |
| L2 | 3% | ₹24.00 |
| L3 | 3% | ₹24.00 |
| L4 | 2% | ₹16.00 |
| L5 | 2% | ₹16.00 |
| L6 | 2% | ₹16.00 |
| L7 | 2% | ₹16.00 |
| L8 | 2% | ₹16.00 |
| L9 | 3% | ₹24.00 |
| L10 | 3% | ₹24.00 |
| Total | 37% | ₹296.00 |
Show Rank Reward level breakdown 20 levels
| Level | Rate of base | Illustrative allocation |
|---|---|---|
| L1 | 1% | ₹8.00 |
| L2 | 2% | ₹16.00 |
| L3 | 3% | ₹24.00 |
| L4 | 1% | ₹8.00 |
| L5 | 1% | ₹8.00 |
| L6 | 1% | ₹8.00 |
| L7 | 1% | ₹8.00 |
| L8 | 1% | ₹8.00 |
| L9 | 1% | ₹8.00 |
| L10 | 1% | ₹8.00 |
| L11 | 1% | ₹8.00 |
| L12 | 1% | ₹8.00 |
| L13 | 1% | ₹8.00 |
| L14 | 1% | ₹8.00 |
| L15 | 1% | ₹8.00 |
| L16 | 1% | ₹8.00 |
| L17 | 1% | ₹8.00 |
| L18 | 1% | ₹8.00 |
| L19 | 8% | ₹64.00 |
| L20 | 8% | ₹64.00 |
| Total | 37% | ₹296.00 |
Show both reward funding sources Different bases, one destination
| Funding source | Calculation base | Formula | Illustrative amount |
|---|---|---|---|
| Reward Funding Allocation | Affiliate Distribution Base | ₹800.00 × 13% | ₹104.00 |
| Ummiid Reward Reserve | Gross Payment | ₹1,000.00 × 10% | ₹100.00 |
| Combined funding summary | Not a third source | ₹204.00 |
For ₹1,000 gross: fee ₹100; base ₹800; reserve ₹100; Community Income ₹296; weekly pool ₹56; monthly pool ₹48; Rank Reward ₹296; Reward Funding Allocation ₹104; combined programme funding summary ₹204. No single personal reward total is calculated.
Separate from the 300% cap
Optional daily-rate illustration
The proposed rate model is shown independently. Its base is not assumed to be Gross Payment, Gift Card value or Affiliate Distribution Base.
Illustrative daily rate
0.05%
Base 0.05%, +0.05 percentage points each; capped at 0.20%.
Illustrative daily amount
₹0.50
No promise of payment or accrual.
The rate formula reaches its cap at three referrals, while the proposed 90-day cycle would start at four validated qualifying referrals. This distinction and all cycle/continuation rules remain subject to approval.
08 / Read before interpreting
Programme disclosures
No combined personal-income figure is shown. Every amount above is an allocation, pool, funding summary, separate cap, or rate illustration.
Income and reward illustrations are informational only and are not a promise or guarantee of earnings. Actual rewards, if any, depend on approved programme rules, qualifying and validated activity, eligibility conditions, calculation bases, available funding and payout review. Allocation percentages and maximum reward limits are not personal income guarantees. Affiliate participation is voluntary and is not employment; no salary is provided.
- Reward Funding Allocation (13% of Affiliate Distribution Base) and Ummiid Reward Reserve (10% of Gross Payment) are separate sources with different bases and one shared programme destination.
- Combined funding is a summary of those sources, not a third source, additional deduction or personal entitlement.
- The 300% Gift Card amount is a cap, not a guaranteed payment. Renewal conditions depend on final approved rules.
- The daily-rate illustration is separate from the Gift Card cap and any proposed cycle.
- Purchase processing fee and withdrawal/payout processing fee occur at separate stages; the latter remains 5% plus 18% GST on that fee under existing policy.
- Purchase GST treatment is not configured. Gross Payment is entered as the total purchase payment; no separate GST estimate is made and GST collected is not treated as distributable.
- Tax and accounting treatment requires professional confirmation. Any additional company funding is discretionary and not guaranteed.
- Campaign donations never fund affiliate rewards.
- Live accrual and payouts remain disabled until required legal, tax, accounting and funding approvals are documented.